125 South State Road 7, Suite 104 #409, Wellington Florida, 33414
Tel: +1-888-402-3444
Email: ljpconsultingllc@gmail.com

Consumer Products and Services

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Consumer Loans and Card Products 

We can assist our clients in a number of ways. LJP Consulting has extensive experience in consumer loans and credit card issuance. We have been involved in starting, implementing and managing all types of consumer loan programs including unsecured installment, credit card, refund anticipation, auto equity and retail installment loans. As a former banker, we recognize the importance of designing a profitable, compliant program. We offer the following services to our clients:

  • Finding banks and other entities to issue loans and card products
  • Assistance in program design
  • Preparation of business and strategic plans
  • Assistance in finding vendors (processors, customer service, collections) to manage the programs
  • Design of compliance program to ensure the product complies with laws and regulations
  • Analysis of underwriting criteria
  • Program implementation services
  • Developing key financial metrics
  • Ongoing program monitoring and review services
  • Working with banks to implement and monitor loan and card programs

Due to the experience we have in loan and card programs, we can assist our clients in getting to market quickly. Also, as a result of our experience we assist our clients in ensuring that the program is managed in an appropriate manner throughout the relationship

LJP can also help clients who may have a vision of offering loan programs but do not have the internal knowledge or expertise to deliver the product. We have a particular focus on designing installment loan programs that allow customers to finance purchases from certain merchants. LJP can find the appropriate third parties and other consultants to quickly deliver a program for our clients.

We also work with lenders to establish prospective vendor compliance guidelines and then review vendor’s compliance with the guidelines.

Consumer Products and Services

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